Life Insurance & unit linked plan

Meet your short to medium term finance requirements.

WHY CHOOSE OUR LIFE INSURANCE & UNIT LINKED PLAN?

Discover the benefits of LIC International.

Financial security

Provides financial security for your family in your absence

Affordable

Affordable term insurance with flexible premium payments

Differential Premium Rates

Differential premium rates for males vs. females and smokers vs. non-smokers

Critical Illness Rider (Optional)

Critical illness rider covering 37 life-threatening diseases

Easy Claims

Available for NRIs with easy claim settlement.

No Medical Exam

No medical exam required for non-smokers up to $400,000 (Ages 18-45)

LIC International Plan Features & Eligibility

Before we start, make sure you have these documents at hand as per selected policy.

1

Entry Age

Generally starts from 18 years but may vary as per policy terms. And goes upto 65 years based on policy

2

Maturity Age

Typically ranges up to 70 years, subject to policy conditions.

3

Policy Term

Flexible durations ranging from 5 to 35 years to match investment goals.

4

Minimum Sum Assured

$300,000

5

Premium Payment

May be Yearly / Half-Yearly depending on policy term, and coverage amount.

6

No Maturity Benefit

No Maturity Benefit Pure protection plan

Covers 37 major illnesses with a lump sum payout upon diagnosis, offering coverage from $100,000 to $500,000. A 35-year-old with a $300,000 policy pays $565/year or $839/year with a Critical Illness Rider. In case of a covered illness, $100,000 is paid immediately; in case of death, $300,000 goes to the nominee.

Frequently Asked Questions

Why LIC International?

Why should I choose LIC International?

LIC is among the Top 3 Strongest Insurance Brands worldwide, making it a trusted global insurer.

Are LIC International plans affordable?

Yes! LIC offers affordable and flexible plans that you can choose based on your financial needs.

How easy is the claim settlement process?

LIC provides a hassle-free claim settlement process, especially designed for NRIs.

How does LIC International protect against currency fluctuations?

Our diversified life cover in USD ensures protection against currency fluctuations.

How can I get a quote?

Make call & Get a Quote Today! Secure your family's future and grow your wealth with LIC International.

WHY CHOOSE OUR UNIT LINKED INSURANCE PLAN?

Discover the benefits of Unit Linked Insurance Plan .

The plan is available for individuals aged 0 to 75 years with a premium term of 10, 15, or 20 years. The minimum premium is $5,000 per year or $500 per month, with top-up investments starting at $500 in multiples of $100. Charges include a 5.9% establishment fee, a $17 monthly administration charge, and a 0.125% monthly fund management charge, with no mortality charge.

Terms & Conditions Applied

Unit-Linked Insurance Plan Key Benefits

The policyholder bears the investment risk in the portfolio.

1

Partial Withdrawals

Withdraw $5,000 or more at any time (Charges Apply)

2

Full Withdrawal

Available after 3 years* (Surrender charges apply)

3

Financial Security

In the event of the policyholder's passing, Guaranteed payout of 101% of the fund value to the nominee.

4

Top-Up Investments

Add funds anytime

5

Unlimited Free Fund Switching

T&C applies.

Build Long-Term Wealth While Staying Insured

Our Clients & Upcoming Clients

Check Our Clients